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What Is Financial Planning?

Financial Planning is designed to provide clear and objective assistance in the organisation of personal and corporate financial affairs, in order to more readily achieve your goals and objectives.

1st Appointment
Our first appointment is designed to clarify your current position, confirm your requirements and objectives and begin to put together a cohesive plan of action. We will review your current arrangements and discuss the important issues such as insurance protection, attitude to investment risk and reward, taxation and any particular matters you feel relevant to the matter in hand.

Setting Goals
Our initial discussion will enable us to focus upon your goals. We will look at the alternative options available and agree the best means of achieving them. Once we have a clear picture of your objectives, we will be able to assess and formulate an appropriate strategy.

Action Plan
Our report and recommendation will confirm your current position, as well as your stated objectives, consider the various options and make a formal recommendation. It will assist in creating a fully informed understanding of the financial planning agreed.

Regular Reviews
We will also agree with you a review of your arrangements from time to time; providing valuations and informing you of any relevant changes pertinent to your particular circumstances. This is designed to ensure that your planning remains ‘on track’ and in continuing accord with your objectives and requirements.

Please read our privacy statement before completing any enquiry form or before sending an email to us.

The Financial Services Authority does not regulate the activities of tax planning, estate planning or IHT planning.

Spectrum Financial Planning is authorised and regulated by the Financial Services Authority (www.fsa.gov.uk/register). FSA Registration No: 433054